Simple Life Insurance — Life & Health Coverage with Jim Ferrer
Life & Health Insurance

Real coverage, simply explained by someone who picks up the phone.

Jim Ferrer helps families and individuals find honest life and health insurance — no scripts, no pressure, just the right plan for what you actually need.

Licensed agent
Same-day quotes
One-on-one guidance
Term Life
$500K coverage
Starting around $24/mo for healthy adults
Whole Life
Lifelong protection
Builds cash value you can borrow against
Health Plans
ACA & supplemental
Marketplace plans, dental, vision, accident
— What we cover

Two products. Done right.

Simple Life Insurance focuses on the coverage that matters most: protecting your family's future and keeping you healthy today.

Life Insurance

From your first policy to lifelong coverage — built around your family and your budget.

  • Term life (10, 20, 30 year)
  • Whole life with cash value
  • Final expense & burial insurance
  • No-medical-exam options
  • Mortgage protection

Health Insurance

Real plans for real people — whether you're self-employed, between jobs, or filling gaps in your coverage.

  • ACA marketplace plans
  • Short-term medical
  • Dental & vision
  • Accident & critical illness
  • Hospital indemnity
Jim Ferrer · Licensed Agent
— About Jim

Insurance isn't supposed to be complicated.

Jim Ferrer started Simple Life Insurance because he was tired of watching families get sold policies they didn't understand by people they'd never speak to again. He does it differently.

Every client gets a real conversation, an honest comparison of options, and a phone number that goes straight to him — not a call center.

" My job is to make sure you understand what you're buying — and that it actually fits your life.
— How it works

Three steps. No surprises.

01

Tell Jim what you need

Quick conversation about your family, your budget, and what's most important to protect.

02

Compare real options

Jim shops multiple carriers and shows you side-by-side comparisons — no markup, no hidden fees.

03

Choose your coverage

Pick the plan that fits. Most policies are approved within days, some same-day.

— Get started

Request your free quote.

Fill out the form or call directly. Jim responds personally — usually the same day.

Call or text Jim
(555) 555-5555
Email
[email protected]